• Do you have a well-written Application for Credit form?

• Do you offer Customers incentives to pay early & penalties  for late payment?

•  Do you have enough details on your debtor/s to ensure debt recovery is actually feasible?

•  Are you sure of exactly WHO you are giving credit to? An  individual person, a company, a Director or just a trading name?

• Do you let some of your old accounts die of old age?

If you had difficulty in answering these questions, you may need help!